Compare
Smart Choice Loan to a
Traditional, 30 Year mortgage*:
Loan Amount
30 Year Payment at 7%
Smart Choice Loan
Annual Difference
$150,000
$1,000
$482
$6,216
$200,000
$1,330
$643
$8,244
$300,000
$1,995
$964
$12,372
This Chart is for informational
purposes only. Your actual
payment may be different.
Loan
Calculator
Monthly
Payment
Calculates
your
payment
for
different
loan
amounts,
interest
rates,
and
amortization
terms.
Payment
Schedule
Calculates
the
breakdown
of
principal
and
interest
payments
in a
yearly
or
monthly
format.
Extra
Payment
Calculates
how
much
you
can
save
over
the
term
of
your
loan
by
increasing
your
monthly
payment.
How
Much
Can
I
Afford
Calculates
your
maximum
mortgage
amount
based
upon
the
monthly
payment,
interest
rate,
and
term
that
you
enter.
How
Much
Can
I
Borrow
Calculates
how
much
you
can
borrow
based
on
your
income,
debts
and
desired
loan
terms.
Rent
vs
Own
Estimates
the
benefits
of
owning
a
home
as
opposed
to
renting.
LOAN
CENTER
Welcome
to
the
Loan
Center!
Are
you
looking
to
refinance
or buy
a
home?
Here
you
can
use
our
online
tools
to
learn
more
about
home
loans
and
find
the
best
loan
options
to
suit
your
needs
and
goals.
You
can
explore
our
site
without
any
obligation
or
disclosure
of
personal
information,
or
if
you
want,
you
can
even
begin
the
application
process
online!
At
any
point,
feel
free
to
e-mail
or
call
us
regarding
any
questions
you
may
have.
You
can
find
our
contact
information
at
the
bottom
of
each
page.
We
are
here
to
personally
help
you
through
the
entire
home
financing
process.
This
application
requests
the
minimum
amount
of
information
that
is
necessary
to
actually
process
a
loan.
Contact
one
of
our
loan
officers
if
you
have
any
questions
about
what
to
fill
out.
Long
Loan
Application
This
application
requests
all
of
the
information
that
will
be
necessary
to
process
your
loan.
Contact
one
of
our
loan
officers
888-613-8637.
SMART CHOICE LOAN
Where you can pick your own payment
and lower your mortgage payment
up to 50%.
Get a $200,000 Mortgage for
$643 a Month.*
Fast
Process,
Call
1-888-613-8637
To get
your
Rates
Now!
Home Ownership Accelerator:
Save thousands
in interest
Pay off years
earlier
No change to
spending habits
1.
GET THE BASICS
Play the movie and
in less than 4
minutes you'll be a
believer.
*Rate is
variable and subject to change. The payment rate
starts at 1%. it is an adjustable loan and the
rate changes monthly, but the payments are
preset for 5 years. Rate is based on the MTA
index and it is negatively amortized. Actual
payment will vary based on individual client
situation.
