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Smart choice loan

 
If you’re looking for maximum possible qualifying power, or LOWEST POSSIBLE PAYMENTS the Option ARM loan is the loan for you. With a super-low introductory rate as low as 1%, you can qualify for a larger loan, lower payments – and a bigger house.
 
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Loan Calculator


 Monthly Payment
 Calculates your payment for different loan amounts, interest rates, and amortization terms.

Payment Schedule
 Calculates the breakdown of principal and interest payments in a yearly or monthly format.

Extra Payment
 Calculates how much you can save over the term of your loan by increasing your monthly payment.

How Much Can I Afford
 Calculates your maximum mortgage amount based upon the monthly payment, interest rate, and term that you enter.

How Much Can I Borrow
 Calculates how much you can borrow based on your income, debts and desired loan terms.

Rent vs Own
 Estimates the benefits of owning a home as opposed to renting.

 
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*Rate is variable and subject to change. The payment rate starts at 1%. it is an adjustable loan and the rate changes monthly, but the payments are preset for 5 years. Rate is based on the MTA index and it is negatively amortized. Actual payment will vary based on individual client situation.